We’re the Leader in Providing Group Benefits

Introducing a True Group Insurance Program

Financial Professional Benefits, in partnership with The Association for Independent and Financial Professionals (AIFP) and The Standard Insurance Company, is excited to announce a true group insurance program available to independent financial professionals, their employees* and the family members of both! The program is insured by The Standard Insurance Company, a trusted national insurance provider specializing in group insurance products. This is a unique opportunity to obtain group benefits without the hassle of applications and underwriting for qualified financial professionals.

Financial Professional Benefits is an industry leader in providing group benefits to independent financial professionals since 2014. We developed and implemented this proprietary program with some of the largest independent broker-dealers in the nation. Now we at Financial Professional Benefits have the opportunity to offer the same benefits, which previously were exclusive to these firms, through our partnership with AIFP.

Program Highlights

All products are available guarantee issue* and with no underwriting during an enrollment period, if all eligibility requirements are met.

Disability, Term Life, Dental and Vision available to both professionals and their employees.

Financial Professionals have 3 long term disability plans to choose from:

  • Monthly Benefit options of up to $5,000, $10,000, or $15,000 – options based on 60% of Gross Financial Service Industry Income
  • Monthly benefits are not offset by Financial Services Industry Income that relates to sales completed or services provided by the insured prior to the date of Disability
  • Benefits are payable up to SSNRA for Financial Professionals
  • Lifetime Security and Assisted Living benefits included

The Employee Disability program offers a combination short and long term coverage

  • Lifetime Security and Assisted Living benefits included
  • 14-day elimination period
  • Maternity benefits

A comprehensive Dental program for both financial professionals and their employees

  • 2 plan types with all Type 1 services covered at 100%
  • Family options with both plans

Term life insurance up to $250,000

  • Spouse and child riders available
  • Step-up guarantee issue* program

Vision Insurance

  • Plans for the entire family
  • Regular in-network exams for a $10 co-pay

Additional Benefits

  • Abenity® offers a variety of products and services with over 289,000 discounts
  • HealthAdvocate™ helps you and your family navigate healthcare and insurance-related issues
*Some restrictions may apply

Here for Financial Professionals Everywhere.